A Standard Auto Policy Provides:

• Collision Coverage. Covers auto damage from a collision with another car.
• Comprehensive Coverage. Covers auto damages from causes such as fire, theft, hail, vandalism or many other events.
• Bodily Injury Liability. Protects against a claim or lawsuit if others are injured in an auto accident that you or your family are considered legally responsible.
• Property Damage Liability. Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else's auto or property.
• Medical Payments. Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
• Uninsured/Underinsured Motorist. Covers injury resulting from a hit-and-run accident or uninsured driver.